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American News and emphasis on politics – PoliticsNews, Articles, Information of Interests to the Global Community, American Culture International Relations (ACIR), Content provider for news sites and libraries around the web and in print. News, Media, Press USA – World Information Network (WIN)-Open Source – TJ Morris tm, ACIR sm, Earth's Future
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CONTACT & NOTICE

CONTACT INFORMATION & NOTICE
BY USING THIS WEBSITE YOU ADMIT TO RECOGNIZING THIS DISCLAIMER OF AMERICAN NEWS MAGAZINE, WORLD INFORMATION NETWORK (WIN) AND THERESA MORRIS the original registered domain name owner. – Created and posted by users, registered members, and Theresa J. Thurmond Morris, aka Theresa Morris, www.theresamorris.com, TJ Morris TM ACIR sm is dedicated to the public domain.
Theresa Morris information is used in connection with the www.theresamorris.com domain and website as the main named website with other domain names and websites, which she registered with ICANN through GO DADDY or BLUEHOST. The Creative Commons Corporation provides an “as is” basis disclaimer and public information document.
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For these and/or other purposes and motivations, and without any expectation of additional consideration or compensation, the person associating CC0 with a Work (the “Affirmer”), to the extent that he or she is an owner of Copyright and Related Rights in the Work, voluntarily elects to apply CC0 to the Work and publicly distribute the Work under its terms, with knowledge of his or her Copyright and Related Rights in the Work and the meaning and intended legal effect of CC0 on those rights.
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Terms of Use
The following Terms of Use outline your obligations when using the websites. You can also review our Privacy Policy, which outlines our obligations and practices towards handling any personal information that you may provide to us.
1. ACCEPTANCE OF TERMS
The web pages available and all linked pages (“Site”), are owned and operated by
Theresa J. Thurmond Morris aka Theresa Morris, and www.theresamorris.com and is accessed by you under the Terms of Use described below (“Terms of Use”).

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE SERVICES. BY ACCESSING THIS SITE OR USING ANY PART OF THE SITE OR ANY CONTENT OR SERVICES (AS EACH IS DEFINED BELOW) ON THE SITE, YOU AGREE TO BECOME BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO ALL THE TERMS AND CONDITIONS, THEN YOU MAY NOT ACCESS THE SITE OR USE THE CONTENT OR ANY SERVICES IN THE SITE. ACCEPTANCE IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THESE TERMS AND CONDITIONS, TO THE EXCLUSION OF ALL OTHER TERMS; IF THESE TERMS AND CONDITIONS ARE CONSIDERED AN OFFER BY TJ MORRIS tm ACIR sm ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS.
2. MODIFICATIONS OF TERMS OF USE
Theresa J. Thurmond aka Theresa Morris and as TJ Morris tm ACIR sm hereinafter listed as one name, part, or all with the trademark and/or service mark reserves the right, with sole discretion, to modify or replace the Terms of Use at any time. If the alterations constitute a material change to the Terms of Use, Theresa Morris, TJ Morris tm ACIR sm will notify you by posting an announcement on the Site. What constitutes a “material change” will be determined at Theresa Morris’s sole discretion, in good faith and using common sense and reasonable judgment. You shall be responsible for reviewing and becoming familiar with any such modifications. Use of the Services by you following such notification constitutes your acceptance of the terms and conditions of the Terms of Use as modified.
3. DESCRIPTION OF SERVICE
Subject to full compliance with the Terms of Use, Theresa Morris, TJ Morris tm ACIR sm, www.theresamorris.com may offer to provide certain services and content, as described more fully on the Site, (“Services”). Services shall include, but not be limited to, any service and content the website performs for you, as well as the offering of any materials displayed, transmitted or performed on the Site or through the Services (including, but not limited to text, user comments, messages, information, data, graphics, news articles, photographs, images, illustrations, software, audio clips and video clips, also known as the “Content”).

Theresa Morris, TJ Morris tm ACIR sm may change, suspend or discontinue the Services including any Content for any reason, at any time, including the availability of any feature or content and may impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

4. YOUR REGISTRATION OBLIGATIONS
As a condition to using Services, you are required to register with Theresa Morris, TJ Morris tm ACIR sm websites and to also select a password and screen name also known as a User ID. You shall provide Theresa Morris, TJ Morris tm, ACIR sm, www.theresamorris.com and other websites used by you with accurate, complete, and updated registration information. Failure to do so shall constitute a breach of the Terms of Use, which may result in immediate termination of your account or accounts on the websites. You may not (i) select or use as a User ID a name of another person with the intent to impersonate that person; (ii) use as a User ID a name subject to any rights of a person other than you without appropriate authorization; or (iii) use as a User ID a name that is otherwise offensive, vulgar or obscene. Theresa Morris, TJ Morris TM ACIR sm reserves the right to refuse registration of, or cancel a User ID in its discretion. You shall be responsible for maintaining the confidentiality of your own password. Services are available only to individuals who are at least 13 years old, whether acting on their own behalf or as an authorized employee or representative of a corporation or other business entity. If you do not so qualify, do not attempt to register for or use the Services.
5. USER CONDUCT
As a condition of use, you promise not to use the Services for any purpose that is unlawful or prohibited by these Terms of Use, or any other purpose not reasonably intended by Theresa Morris, TJ Morris tm ACIR sm. By way of example, and not as a limitation, you agree not to use the Services: to abuse, harass, threaten, impersonate or intimidate other users; to post or transmit, or cause to be posted or transmitted, any Content that is infringing, libelous, defamatory, obscene, pornographic, abusive, offensive, profane, or otherwise violates any law or right of any third party; for any illegal or unauthorized purpose. If you are an international user, you agree to comply with all local laws regarding online conduct and acceptable content; to post or transmit, or cause to be posted or transmitted, any communication or solicitation designed or intended to obtain password, account, or private information from any user; to create or submit unwanted email (“Spam”) to any other users or any URL; to violate any laws in your jurisdiction (including but not limited to copyright laws); to submit stories or comments linking to affiliate programs, multi-level marketing schemes, sites/blogs repurposing existing stories (source hops), or off-topic content; with the exception of accessing RSS feeds, you will not use any robot, spider, scraper or other automated means to access the Site for any purpose without our express written permission. Additionally, you agree that you will not: (i) take any action that imposes, or may impose in our sole discretion an unreasonable or disproportionately large load on our infrastructure; (ii) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site; or (iii) bypass any measures we may use to prevent or restrict access to the Site; with the intention of artificially inflating or altering the comments, or any other service, including by way of creating separate user accounts for the purpose of artificially altering services; giving or receiving money or other remuneration in exchange for votes; or participating in any other organized effort that in any way artificially alters the results of Theresa Morris, TJ Morris tm, ACIR sm services; to advertise to, or solicit, any user to buy or sell any products or services. It is also a violation of these rules to use any information obtained from the Services in order to contact, advertise to, solicit, or sell to any user without their prior explicit consent; attempt to impersonate another user or person; sell or otherwise transfer your profile.
IN ADDITION, YOU HEREBY AGREE THAT YOU SHALL NOT USE THE SERVICE ON BEHALF OF (OR PER THE REQUEST OR INSTRUCTION OF) ANY THIRD PARTY. FURTHERMORE, YOU SHALL NOT REQUEST THAT ANY THIRD PARTY, OR PAY OR OTHERWISE ATTEMPT TO INFLUENCE ANY THIRD TO, MANIPULATE OR OTHERWISE AFFECT THE SITE IN ANY MANNER .
Theresa Morris, TJ Morris tm ACIR sm may remove any Content and accounts at any time for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content), or for no reason at all. To report Terms of Use abuse, please email: TJ MorrisACIR@gmail.com. You are solely responsible for your interactions with other users of the Site. Theresa Morris dba TJ Morris TM ACIR sm reserves the right, but has no obligation, to monitor disputes between you and other users.
6. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE SERVICE
By creating and posting Content to Theresa Morris, TJ Morris tm, ACIR sm and all her websites, you warrant that you own all rights to the Content, agree that the Content will be dedicated to the public domain under the Creative Commons Public Domain Dedication, available at http://creativecommons.org/publicdomain/zero/1.0/ and that you will not object to the use of the Content by Theresa Morris or TJ Morris tm ACIR sm in any context. To clarify, the above does not apply to the Content on external sites linked to by the original submission.
7. COPYRIGHT COMPLAINTS
Theresa Morris, TJ Morris tm ACIR sm respects the intellectual property of others. It is our policy to respond expeditiously to claims of copyright and other intellectual property infringement. We will promptly process and investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws. Upon receipt of notices complying or substantially complying with the DMCA, we may act expeditiously to remove or disable access to any material claimed to be infringing or claimed to be the subject of infringing activity and may act expeditiously to remove or disable access to any reference or link to material or activity that is claimed to be infringing. We will terminate access for subscribers and account holders who are repeat infringers. Notifying Theresa Morris, TJ Morris tm ACIR sm of Copyright Infringement: To provide Theresa Morris, TJ Morris tm ACIR sm with notice of an infringement, you must provide a written communication to the attention of “DMCA Infringement Notification Dept.” care of abuse@digg.comthat sets forth the information specified by the DMCA at (http://www.copyright.gov/title17/92chap5.html#512). Please note that we may post your notification, with personally identifiable information redacted, to a clearinghouse such as chillingeffects.org. Please also note that you may be liable for damages (including costs and attorneys’ fees) if you materially misrepresent that an activity is infringing your copyright. Providing Theresa Morris, TJ Morris tm ACIR sm with Counter-Notification: If we remove or disable access to content in response to an infringement notice, we will make reasonable attempts to contact the owner or administrator of the affected site or content. If you feel that your material does not constitute infringement, you may provide information and Theresa J. Morris, TJ Morris tm ACIR sm with a counter notification by written communication to the attention of “DMCA Counter Notification Dept.” atabuse@digg.com that sets forth all of the necessary information required by the DMCA (http://www.copyright.gov/title17/92chap5.html#512). Please note that you may be liable for damages (including costs and attorneys’ fees) if you materially misrepresent that an activity is not infringing the copyrights of others. If you are uncertain whether an activity constitutes infringement, we recommended seeking advice of an attorney.
8. PRIVACY POLICY
TJ Morris tm ACIR sm, Theresa J. Thurmond Morris aka Theresa Morris, and Theresa Morris.com is founded on the principles of helping people to discover new information by enabling them to share what they find interesting with one another. We know that you care about how your personal information is used and shared, and we take your privacy very seriously. Please read the following to learn more about our privacy policy. By visiting Theresa J. Thurmond Morris, Theresa J. Morris, TJ Morris tm ACIR sm, social paranormal, American News Magazine, Theresamorris.com websites, you are accepting the practices outlined in this Privacy Policy. This Privacy Policy covers treatment of personal information that TJ Morris tm ACIR sm gathers when you are on the TJ Morris tm ACIR sm websites and when you use our services. This policy does not apply to the practices of third parties that does not own or control, or to individuals that Theresa J. Thurmond Morris, TJ Morris tm ACIR sm, TJTM does not employ or manage.
Information Collected
We only collect personal information that is relevant to the purpose of our website, which is to enable users to discover and share information with one another. This information allows us to provide you with a customized and efficient experience. We do not process this information in a way that is incompatible with this objective. We collect the following types of information from our users:
Information You Provide to Us:
We receive and store any information you enter on our website or provide to us in any other way. You can choose not to provide us with certain information, but then you may not be able to take advantage of many of our special features.
Registration: In order for you to use our domain, website, registered member services, such as submitting new links to the website, you must complete a registration form. As part of this registration form, we require select personal information (including your full name, city, state and e-mail address).
User Profile: To allow you to express yourself beyond just the information collected during registration; we enable you to provide additional information, such as a bio, favorite URLs, and instant messaging IDs. In addition, you may choose to include photos of yourself in your profile. As indicated below, in the section titled “Sharing Your Information”, you can control how your information is displayed and used.
Automatic Information:
We receive and store certain types of information whenever you interact with us. Theresa Janette Thurmond Morris shortened name to Theresa Morris, as TJ Morris tm ACIR sm and its authorized agents automatically receive and record certain “traffic data” on their server logs from your browser including your IP address, cookie information, and the page you requested. Theresa Morris dba TJ Morris tm ACIR sm uses this traffic data to help diagnose problems with its servers, analyze trends and administer the website. TJ Morris tm ACIR sm websites may collect and, on any page, display the total counts that page has been viewed. This includes User Profile pages. Many companies offer programs that help you to visit websites anonymously. While we are not being able to provide you with a personalized experience if we cannot recognize you, we want you to be aware that these programs are available.
E-mail Communications
TJ Morris tm ACIR sm, owned by Theresa J. Thurmond Morris, aka Theresa J. Morris is very concerned about your privacy and we will never provide your email address to a third party without your explicit permission, as detailed in the “Sharing Your Information” section below. TJ Morris tm ACIR sm may send out e-mails with related news, products, offers, surveys or promotions. You may also receive notification e-mails from us, which informs you of actions (e.g. friend requests) that have been performed on the site. If you do not want to receive e-mail from us, please visit the Email Preferences section of your User Profile and/or follow the instructions contained in the unwanted e-mail message. However, please note that in all cases you will continue to receive all system e-mails (e.g. those regarding forgotten user passwords) and legal notices (e.g. updates to our policies) from us.
Cookies
Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your Web browser to enable our systems to recognize your browser and tell us how and when pages in our website are visited and by how many people. Our cookies do not collect personal information, and we do not combine information collected through cookies with other personal information to tell us who you are or what your screen name or e-mail address is.
The “help” portion of the toolbar on the majority of browsers will direct you on how to prevent your browser from accepting new cookies, how to command the browser to tell you when you receive a new cookie, or how to fully disable cookies. We recommend that you leave the cookies activated because cookies allow you to use some of our websites features.
Some of our business partners, like our advertisers, may use cookies on our website. We have no access to, or control over, these cookies.
Sharing Your Information
Because TJ Morris tm ACIR sm enables people to discover and share information with one another, information about the people who use our websites under our domain names registered to Theresa J. Thurmond Morris, Theresa J. Morris, TJ Morris ACIR, is an integral part of the sharing our website and Internet experience. Rest assured that we neither rent nor sell your personal information to anyone and that we will share your personal information only as described below.
Personnel: TJ Morris tm ACIR sm personnel and authorized consultants and/or contractors may have access to user information if necessary in the normal course of doing business.
Business Transfers: In some cases, we may choose to buy or sell assets. In these types of transactions, user information is typically one of the business assets that are transferred. Moreover, if TJ Morris tm ACIR sm, or substantially all of its assets, were acquired, user information would be one of the assets that are transferred.
Protection of TJ Morris tm ACIR sm and Others: We may release personal information when we believe in good faith that release is necessary to comply with a law; to enforce or apply our Terms of Use and other policies; or to protect the rights, property, or safety of our websites, Theresa J. Thurmond Morris, TJ Morris tm ACIR sm, our employees, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
User Profile information: Information collected during registration and subsequent visits, such as your full name and location, may be displayed to other users in your User Profile. The User Profile is the area where we allow you to tell other users about yourself and your interests. You may control what personal information is displayed in your User Profile by visiting the Privacy Settings section of your User Profile.
Member Directory: The e-mail address that you submit upon registration will be searchable by other users who know you by your email address, unless you choose to opt out of this feature. This is primarily so that other users can find you to establish friendship through TJ Morris tm ACIR sm. You may opt-out of this feature by visiting the Privacy Settings section of your User Profile.
Social sharing of data: TJ Morris tm ACIR sm websites allows other users to browse stories that you have submitted or commented on. This information is made available publicly via your User Profile. Via the public API or within the permalink URL of the story on which you performed the action. TJ Morris tm ACIR sm may choose to post this data on other site features.
Friends’ Activity: Much like other online social networks, allows non-friends to browse your friends’ activity. Morris tm ACIR sm will allow third parties access to all TJ Morris tm ACIR sm data this is already publicly available through the websites hosts and owned by TJ. Morris tm ACIR sm who will keep private any passwords.
Syndication: TJ Morris ACIR allows for the RSS syndication of all of its public content within the TJ Morris tm ACIR sm websites.
With Your Consent: Except as noted above, we will contact you when your personal information is shared with third parties or used for a purpose incompatible with the purpose(s) for which it was originally collected, and you will be able to opt out to prevent the sharing of this information.
Keeping Information Secure

Your TJ Morris tm ACIR sm websites account information is protected by a password for your privacy and security. Protect against unauthorized access to your password and to your computer by logging off once you have finished using a shared computer.
Only employees who need personal information to perform a specific job (for example, a customer service representative) are granted access to it. All of our employees are kept up to date on our privacy and security practices.
Ways to Control Display and Use of Your Information
As stated previously, you can always opt not to disclose information, but then you may be unable to use certain features on our website, such as posting new links.
By visiting your User Profile, you can correct, amend, add or delete personal information on our website. When you update information, however, we often maintain a copy of the unrevised information in our records.
You may request deletion of your account by e-mailing us at TJMorrisACIR@gmail.com. If you do not wish to receive e-mail from us or other of Theresa J. Thurmond Morris, TJ Morris tm ACIR sm users, please visit the Email Preferences section of your User Profile and/or follow the instructions contained in the unwanted e-mail message.
However, please note that you will continue to receive all system e-mails (e.g. those regarding forgotten user passwords) and legal notices (e.g. updates to our policies) from us.
If you do not wish to have people who know you by your email address find you via the Member Directory service, please visit the Privacy Settings section of your User Profile to opt out of this feature.
As explained earlier, the “help” portion of the toolbar on the majority of browsers will direct you on how to prevent your browser from accepting new cookies, how to command the browser to tell you when you receive a new cookie, or how to fully disable cookies. Please note, however, that if your browser does not accept cookies, you will not be able to take advantage of some of our attractive features.
Children Under 18 Years of Age
You must be 13 years and older to register to use the TJ Morris tm ACIR sm websites. As a result, TJ Morris tm ACIR sm does not specifically collect information about children. If we learn that TJ Morris ACIR websites has collected information from a child under the age of 13, we will delete that information as quickly as possible. We recommend that minors between the ages of 13 and 18 ask and receive their parents’ permission before using our websites or sending information about themselves or anyone else over the Internet.
Changes to this Privacy Policy
Theresa Morris may amend this Privacy Policy from time to time, at its sole discretion. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used. If we make changes to the Privacy Policy, we will notify you by posting an announcement on the TJ Morris ACIR websites so you are always aware of what information we collect, how we use it, and under what circumstances if any, it is disclosed.
Conditions of Use
If you decide to visit any of the websites pf Theresa J. Thurmond Morris, TJ Morris tm, ACIR sm, your visit and any possible dispute over privacy is subject to this Privacy Policy and our Terms of Use, including limitations on damages, arbitration of disputes, and application of California state law.
Effective Date of this Privacy Policy
This Privacy Policy is effective as of January 2010.
9. INDEMNITY
You will indemnify and hold harmless Theresa J. Thurmond Morris, Theresa Morris, TJ Morris tm, ACIR sm and all parents, subsidiaries, affiliates, customers, vendors, officers and employees from any liability, damage or cost (including reasonable attorneys. fees and cost) from (i) any claim or demand made by any third party due to or arising out of your access to the Site, use of the Services, violation of the Terms of Use by you, or the infringement by you, or any third party using your account or User ID, of any intellectual property or other right of any person or entity.
10. WARRANTY DISCLAIMERS
You acknowledge that Theresa J. Thurmond Morris, Theresa Morris, TJ Morris tm ACIR sm has no control over, and no duty to take any action regarding: which users gain access to the Site or use the Services; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content. You release Theresa J. Thurmond Morris, Theresa Morris, and TJ Morris tm ACIR sm from all liability for you having acquired or not acquired Content through the Site or the Services. The Site or Services may contain, or direct you to sites containing, information that some people may find offensive or inappropriate. You understand that Theresa J. Thurmond Morris, aka Theresa Morris, TJ Morris TM ACIR sm makes no representations concerning any content contained in or accessed through the Site or Services, and will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Site or the Services. THE SERVICE, CONTENT, AND SITE ARE PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
11. LINKS
The Services may provide, or third parties may provide, links to other World Wide Web sites or resources. Because Theresa Morris has no control over such sites and resources, you acknowledge and agree that she is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Theresa Morris shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.
12. LIMITATION OF LIABILITY
IN NO EVENT SHALL THERESA MORRIS, TJ MORRIS tm ACIR sm OR ITS SUPPLIERS BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR OTHER LEGAL THEORY (I) WITH RESPECT TO THE SITE, THE SERVICE OR ANY CONTENT FOR ANY LOST PROFITS OR SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, SUBSTITUTE GOODS OR SERVICES (HOWEVER ARISING), OR (II) FOR ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) $100. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
13. TERMINATION
Theresa Morris, TJ Morris tm ACIR sm may terminate or suspend any and all Services and your account immediately, without prior notice or liability, if you breach any of the terms or conditions of the Terms of Use. Upon termination of your account, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services. All provisions of the Terms of Use, which by their nature should survive termination, shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
14. MISCELLANEOUS
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    For some keen insight into why no business should be "too big to fail" please read this article in its entirety. Throughout history America has tried to curtail the greed and lack of ethics that flows from capitalism. The Republicans stand pat with greed against the people. See what the Democrats can do for you!... more […]
  • What is amiss with "too big to fail"?
    For some keen insight into why no business should be "too big to fail" please read this article in its entirety. Throughout history America has tried to curtail the greed and lack of ethics that flows from capitalism. The Republicans stand pat with greed against the people. See what the Democrats can do for you!... more […]
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Trouble in FarmVille: Facebook, gaming company face lawsuit over deceptive ads
Mitch Lipka
Dec 10th 2009 at 6:30AM evb_url = ''; evb_small(evb_url); More Text SizeAAA
Filed under: Kids and Money, Technology, Fraud, Consumer Ally
tweetmeme_source = 'walletpopper';

For the players of Mafia Wars, Vampires, FarmVille and a handful of other Facebook games, the temptation of earning "virtual currency" by clicking on the various offers that popped up on the page was too much to pass up. Unfortunately, what these gamers didn't realize at the time was that the advancement of their virtual characters came at the expense of their own personal bank accounts.

Now, some are fighting back by filing a lawsuit against Facebook and Zynga, the maker of the games. The suit, which is seeking class action status, claims that some offers in the games prompted a series of unauthorized charges or triggered enrollments in programs without the user's knowledge. More than 100,000 people fell victim to these offers, losing more than $5 million, the lawsuit claims.

Among several other examples, the lawsuit cites an IQ test that requires the user to provide their cell phone number. After doing so, some were billed for a text messaging service. Another example from the lawsuit involved an offer that asked consumers to sign up for a "risk-free" trial subscription to a green tea herbal supplement program. Yet somehow that trial became a difficult-to-cancel subscription that every month delivered tea and pills from China.

The only named plaintiff in the lawsuit, Rebecca Swift of Santa Cruz, Calif., said she was charged more than $165 for two months' worth of pills and tea before she was allowed to cancel. She said she first tried to cancel during the trial period, for which she was supposed to pay $5.95 to cover shipping.
adsonar_placementId=1436312;adsonar_pid=986767;adsonar_ps=-1;adsonar_zw=230;adsonar_zh=260;adsonar_jv='ads.tw.adsonar.com';
In a written statement to WalletPop, a Facebook spokeswoman said the company was not involved in the ad placement and didn't profit from it. She also said Facebook has been working to clear its pages of scam ads and the company is committed to fighting the suit.

"The ads in question appeared in third-party applications, were not from Facebook, and provided no benefit to Facebook," she wrote. "However, we are concerned about any potential threat to our users' experience. As a result, we have, and will continue to, take action against both the ad networks and developers who violate our principles or policies. We do not see any merit in this suit and we will fight it vigorously."

Facebook said it is committed to banning ad providers that deliver content in violation of Facebook "principles or policies" and already has cut off four providers.

Zynga, billed as the most popular social gaming company, is in a different situation. Its CEO had the misfortune of being videotaped explaining that his hunger for cash outstripped his interest in keeping his users from being subjected to unsavory offers.

In the video, CEO Mark Pinkus said: "I did every horrible thing in the book to, just to get revenues right away. I mean we gave our users poker chips if they downloaded this ... toolbar which ...I downloaded it once and couldn't get rid of it. We did anything possible just to get revenues so that we could grow and be a real business."

A Zynga spokesperson said the company would not comment on the lawsuit, but said it will no longer let scam ads appear with its games.

"Our mission is to provide users with the best possible experience. We deeply regret any difficulty this may have caused users and to make sure we continue to offer the best user experience, we took all offers down," a Zynga spokesperson said in an email to WalletPop. "We take our responsibility to our users very seriously and will continue to take steps to ensure they have a fun and positive game play experience."

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ETHICS IN GOVERNMENT

Ethical Procurement
Ethics dictates that business be conducted with integrity, fairness, and openness, which require open communication within and among both buying and supplying organizations, ensuring a competitive procurement, and thereby give any organization a chance to compete for contracts and win. It seems like a week does not go by without one hearing a story demonstrating lapses in business ethics stories, where lucky contract winners share close friends in strategic places, as was the case of Halliburton, which was awarded billions in federal no-bid contracts during the years when Dick Cheney was its chief executive officer (CEO).
Recognizing this longstanding problem of competitive procurement becoming the exception, the US government launched the Federal Acquisition Regulation(FAR) more than twenty years ago, to help federal agencies manage procurement more efficiently. FAR is an official document setting forth procurement policies and procedures that US Federal agencies should follow when soliciting offers (bids or proposals) for goods, products, services, or construction from qualified suppliers. Rules are delineated into eight chapters:
General Information, Definitions, Practices, and Administrative Matters
Competition and Acquisition Planning
Contracting Methods and Contract Types
Socioeconomic Programs
General Contracting Requirements
Special Categories of Contracting
Contract Management
Clauses and Forms
In response to competition becoming the exception rather than the rule in procurement, Part 6 of the FAR, Competitive Requirements, incorporated the Competition In Contracting Act (CICA). It seeks to establish full and open competition (FOC) as the standard, in order to eradicate partiality, favoritism, political lobbying, and bribery.
In light of these corporate scandals and the heightened scrutiny over corporate practices, FAR will have a greater impact on business. It contains key elements that all organizations should be aware of, whether they are conducting business with a government agency, or with private entities. Using the policies and procedures outlined by FAR, we will
define what exactly is a competitive procurement, its purpose and benefits;
present the different competitive and non-competitive procurement methods and their supporting processes; and
detail the two key procurement methods:
Invitation for bids (IFB), and
Request for proposals (RFP).
Competitive Procurement
Benefits of Competitive Procurement
The purpose of competition is to benefit your enterprise, and competition should not be promoted for the sake of competition. Indeed, in some cases, it may cost more to enter into a competitive procurement to do business directly with a supplier because of the unicity of the requested products, theinadequacy of other sources, the immediacy of your needs, or the emergencyor legitimacy of circumstances. In other words, competitive procurement should be promoted pragmatism, with other methods thus becoming exceptions.
Competitive procurement is the contractual acquisition (purchase or lease) by an organization of any kind of asset, whether material (goods, products, or construction) or immaterial (services) with appropriated funds, enabling all deemed responsible sources to compete in a fair and open environment. Competitive procurement is also known as full and open competition (FOC), orcompetitive solicitation.
While procurement is supposed to bring fairness, impartiality, transparency, and suitability to corporate practices, a competitive procurement process will ensure the highest level of openness, thus maximizing the suitability of the requested assets or services, and the best return on investment (ROI).

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